**Buydown rate is provided by use of CBH Homes’ HomeFest promotion (Get up to $50K) in combination with Team Mandi at Premier Mortgage Resources. Based on a 30-year fixed term, FHA loan with a 3.5% down payment, a 2/1 Temporary Buydown (interest rate of 3.875% Year 1; 4.875% Year 2; and 5.875% Years 3-30) APR 6.70%, and does not include property taxes and insurance or mortgage insurance. The actual payment obligation will be greater. Current rate & pricing assumes a 680+ credit score, a rate of 6.875%, APR 7.83% as of November 1, 2026. This applies to new rate locks and cannot be applied if loan is already locked. Maximum FHA loan amount $586,500. Other restrictions may apply. Rate and payment information is provided by Premier Mortgage Resources, NMLS #1169. Premier Mortgage Resources is not affiliated with CBH Sales & Marketing and is provided for informational purposes only. Contact Mandi Feely-Swain, NMLS #38490 at www.TeamMandi.com to find out more about programs to suit your needs. Credit on approval. Maximum lender credit of 2% applied to the rate and buydown. Not to exceed max Seller concession of 6%. Buyer will be responsible for covering any difference if applicable. Terms subject to change without notice. Equal housing lender. Marketed by CBH Sales & Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923. *Some restrictions apply. See a CBH Sales Specialist for complete details. The 2026 HomeFest ‘Get up to $50k’ promo is available for a limited time only for contracts starting on 11.1.26. To qualify contracts must be agreed to in writing and may not replace any prior agreement currently in escrow and are non-transferable. Promo amount to be applied toward buyers’ closing costs, rate buy down, appliances, blinds, landscaping and fencing and more. Promo amount is based off of listing price. Buyer to receive: $50,000 on homes priced at or above $750,000; $40,000 on homes priced between $500,000 – $749,999; $30,000 on homes priced between $400,000 – $499,999: or $20,000 on homes priced at or below $399,999. In addition to the applicable promo amount, buyer will receive one Whirlpool appliance package per home, consisting of Refrigerator (#WRS325SDHZ), Washer (#WFW560CHW), and Dryer (#WED560LHW), or may elect to receive a $3,000 credit in lieu of the appliance package which may be applied toward available upgrade options and closing-related costs. No cash value. Appliance models are based upon product availability. Appliances may be substituted by Supplier without notice, with appliances of comparable function. Buyer to receive a Traeger Pro 22 BBQ Wood Pellet Grill and Smoker in Bronze (Model #TFB57PZB or similar). Details to be provided upon closing. Traeger Pro 22 Grill & Smoker will be delivered directly to the recipient’s provided address by Ace Hardware following closing. Ace Hardware will contact the recipient directly to coordinate delivery. Delivery is subject to available delivery dates and may not occur immediately following closing. Marketed by CBH Sales and Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923