**Buydown rate is provided by use of CBH Homes in combination with Team Mandi at Premier Mortgage Resources. Based on a 30-year fixed term, FHA loan with a 3.5% down payment, a 2/1 Temporary Buydown (interest rate of 3.625% Year 1; 4.625% Year 2; and 5.625% Years 3-30) APR 5.808%, and does not include property taxes and insurance or mortgage insurance. The actual payment obligation will be greater. Current rate & pricing assumes a 680+ credit score, a rate of 6.25%, APR 7.141% as of January 1st, 2026. This applies to new rate locks and cannot be applied if loan is already locked. Maximum FHA loan amount $586,500. Other restrictions may apply. Rate and payment information is provided by Premier Mortgage Resources, NMLS #1169. Premier Mortgage Resources is not affiliated with CBH Sales & Marketing and is provided for informational purposes only. Contact Mandi Feely-Swain, NMLS #38490 at www.TeamMandi.com to find out more about programs to suit your needs. Credit on approval. Maximum seller concession of 6% and maximum lender credit of 2% applied to the rate and buydown. Buyer will be responsible for covering any difference if applicable. Terms subject to change without notice. Equal housing lender. Marketed by CBH Sales & Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923