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August 4, 2026

Under Contract on a Home: So, Now What?

You’re under contract! Cue the confetti. When CBH Homes accepts your offer, you’re officially under contract – and that’s a moment worth celebrating. But it’s also the moment a lot of homebuyers start asking, “okay… now what?”

Good news. CBH Homes Sales Specialist Teschia walks you through every step from accepted offer to keys in hand, so you know exactly what to expect and how to protect your purchase along the way.

Watch the full video here: What Happens After You Go Under Contract?

You’re under contract! Cue the confetti. When CBH Homes accepts your offer, you’re officially under contract – and that’s a moment worth celebrating. But it’s also the moment a lot of homebuyers start asking, “okay… now what?”

Good news. CBH Homes Sales Specialist Teschia walks you through every step from accepted offer to keys in hand, so you know exactly what to expect and how to protect your purchase along the way.

Watch the full video here: What Happens After You Go Under Contract?

What Does “Under Contract” Mean?

Being under contract means CBH has accepted your offer and your new home is officially spoken for. From here, a whole team kicks into gear on your behalf. Your CBH Sales Specialist, your CBH Transaction Coordinator, your lender, and the title company will all be reaching out to guide you through the next steps – so keep an eye on your phone and inbox.

The buyer is the hero of this story. Everyone else? We’re your guides, and we’ve done this 30,000+ times.

Your Under Contract Checklist: 4 Steps Between Offer and Closing

Once you’re under contract, a few important to-dos land on your plate:

• Schedule your home inspection. If you choose to get a home inspection, be sure to get it scheduled in order to keep your closing timeline on track.
• Submit your earnest money. This deposit shows you’re serious about the purchase, and it’s credited back to you at closing. Here’s a helpful explainer on how earnest money works.
• Provide your loan letter. This is essentially a letter confirming you are approved for you loan amount. Your lender will provide this and keep things moving forward!.
• Schedule & Complete your New Home Orientation. Before closing, you’ll receive an email with appointment times to schedule a walkthrough with the Construction Manager on your home, showing you the ins and outs of the home. This is a great time to ask any questions you have for the exact person who helped build your home.

What Happens on Closing Day?

Closing day is when you sign your loan documents and officially get your keys. Your lender walks you through your final numbers, the title company handles the signing, and once everything funds and records, your new CBH home is yours. No surprises, no mystery – just keys.

Do’s and Dont’s While Under Contract

Here’s the big one: avoid any large financial purchases while under contract. That new truck, that furniture haul, that dream boat – hold off. Big purchases can change your debt-to-income ratio and impact your loan approval right when it matters most.

A few quick rules for the under contract period:

• Do respond quickly when your lender asks for documents
• Do keep paying all your bills on time
• Do ask questions – your agent or CBH Sales Specialist are here to help
• Don’t open new credit cards or finance big purchases
• Don’t switch jobs without talking to your lender first
• Don’t move large sums of money around without documentation

Frequently Asked Questions

How long does a home stay under contract before closing? Timelines vary by financing and home readiness, but your CBH Transaction Coordinator will map out your timeline the moment your offer is accepted. Many CBH homes are move-in ready, which keeps things fast. Often times, closing occurs as fast as 30-45 days from your offer.

Can I back out while under contract? Contracts include specific terms and contingencies. Talk to your agent or CBH Sales Specialist about your situation before making any decisions.

Who contacts me after I go under contract? Your CBH Transaction Coordinator is the conductor once you’re contract is accepted. The CBH Sales Specialist, your lender, and the title company are also there to help. If you ever wonder who to call, start with your Sales Specialist – that’s what we’re here for.

Fast, Easy, Fun – Right Up to Your Keys

Thinking about what your dream home looks like? We’re here to help you get there. CBH Homes has been Idaho’s #1 homebuilder since 1992, building new construction homes across the Treasure Valley and Southern Idaho and proudly serving 30,000+ happy homeowners along the way. From Boise to Meridian, Nampa, Eagle, Kuna, Star, Caldwell, Mountain Home, and Twin Falls – we make beautiful possible. 

Getting started can feel like a big step, but that’s what we’re here for – to show you just how possible and fast, easy and fun it is. 🎉

We’re here to help! Get in touch with our expert team.

🏠 Browse move-in ready homes: cbhhomes.com
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📞 Call or text us: (208) 991-4931

Equal Housing Opportunity. RCE-923.