**Buydown rate is provided by use of CBH Festival of Homes Promo in combination with Team Mandi at Premier Mortgage Resources Promo. Based on a 30-year fixed term, FHA loan with a 3.5% down payment, a 2/1 Temporary Buydown (interest rate of 2.99% Year 1; 3.99% Year 2; and 4.99% Years 3-30) APR 5.808%, and does not include property taxes and insurance or mortgage insurance. The actual payment obligation will be greater. Current rate & pricing assumes a 680+ credit score, a rate of 6.25%, APR 7.141% as of December 22, 2025. This applies to new rate locks and cannot be applied if loan is already locked. Maximum FHA loan amount $586,500. Other restrictions may apply. Rate and payment information is provided by Premier Mortgage Resources, NMLS #1169. Premier Mortgage Resources is not affiliated with CBH Sales & Marketing and is provided for informational purposes only. Contact Mandi Feely-Swain, NMLS #38490 at www.TeamMandi.com to find out more about programs to suit your needs. Credit on approval. Maximum seller concession of 6% and maximum lender credit of 2% applied to the rate and buydown. Buyer will be responsible for covering any difference if applicable. Terms subject to change without notice. Equal housing lender. Marketed by CBH Sales & Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923

*Some restrictions apply. See a CBH Sales Specialist for complete details. The 2025 Festival of Homes ‘get up to $50k’ and FREE TV promo is available for a limited time only for contracts starting on 10.29.25. To qualify contracts must be agreed to in writing and may not replace any prior agreement currently in escrow and are non-transferable. Promo amount to be applied toward buyers’ closing costs, rate buy down, appliances, blinds, landscaping and fencing and more. Promo amount is based off of listing price. Buyer to receive: $50,000 on homes priced at or above $600,000; $40,000 on homes priced between $500,000 – $599,999; $30,000 on homes priced between $400,000 – $499,999: or $20,000 on homes priced at or below $399,999. Buyer to receive a TCL 65″ Class F35-Series 4K UHD HDR LED Smart Fire TV (Model #65F35 or similar). Details to be provided upon closing. Marketed by CBH Sales and Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923

*Every REALTOR® who sells a CBH home between 10.29.25 and 12.31.25 will receive a TCL 65″ Class F35-Series 4K UHD HDR LED Smart Fire TV (Model #65F35 or similar). Following closing you will receive details about your Smart Fire TV. CBH employees are not eligible for the Smart Fire TV Giveaway. Limit one Smart Fire TV per accepted contract with a purchase and sale date between 10.29.25 and 12.31.25. By all means, sell 10 CBH homes and receive 10 Smart Fire TVs Marketed by CBH Sales & Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923