Avoid the Surprises of Used Homes

*Buydown rate is provided by use of CBH Homes in combination with Team Mandi at Premier Mortgage Resources. Based on a 30-year fixed term, FHA loan with a 3.5% down payment, a 1 Year Temporary Buydown (interest rate of 3.99% Year 1, and 4.99% Years 2-30) APR 5.695%, and does not include property taxes and insurance or mortgage insurance. The actual payment obligation will be greater. Current rate & pricing assumes a 680+ credit score, a rate of 5.875%, APR 6.68% as of February 1st, 2026. This applies to new rate locks and cannot be applied if loan is already locked. Maximum FHA loan amount $586,500. Other restrictions may apply. Rate and payment information is provided by Premier Mortgage Resources, NMLS #1169. Premier Mortgage Resources is not affiliated with CBH Sales & Marketing and is provided for informational purposes only. Contact Mandi Feely-Swain, NMLS #38490 at www.TeamMandi.com to find out more about programs to suit your needs. Credit on approval. Maximum lender credit of 2% applied to the rate and buydown. Buyer will be responsible for covering any difference if applicable. Terms subject to change without notice. Equal housing lender. Marketed by CBH Sales & Marketing, Inc. in Idaho. Broker cooperation invited. RCE-923

*Some restrictions apply. See a CBH sales specialist for complete details. Must have a new CBH contract with sale date between February 1st, 2026 and February 28th, 2026. CBH New Balances will be ordered upon acceptance of contract and receipt of acceptable loan commitment, then delivered following closing. One pair of CBH New Balances per selling agent Realtor who sells in February 2026. CBH Employees are not eligible for the February 2026 Realtor promo. CBH Homes reserves the right to modify the shoe product and type offered in this promotion based on availability. Marketed by CBH Sales & Marketing, Inc. in Idaho. Broker cooperation invited. CBH Homes RCE-923.